Eligibility & Estimate Tool
2025 RulesHow you file affects the income level where the credit starts to phase out.
Children who were under age 17 at the end of 2025 and meet the relationship, residency and dependency tests.
Each may qualify for the $500 Credit for Other Dependents (non-refundable).
Your total income after adjustments. The credit reduces above $200,000 ($400,000 if married filing jointly).
Used to estimate the refundable portion (15% of earned income over $2,500).
You have qualifying children and your income is below the phase-out threshold.
Total credit after any income phase-out (before the tax-liability limit).
checklistDocuments you may needexpand_more
- Social Security numbers for you and each qualifying child
- Each child's date of birth and proof of relationship
- Proof the child lived with you for more than half of 2025
- Records of your earned income (W-2s, 1099s) and AGI
Official sources
- Child Tax Credit - Internal Revenue Service
- Refundable tax credits - Internal Revenue Service
Disclaimer: Estimate only - not tax, legal or financial advice. Your actual Child Tax Credit depends on your complete tax return and is limited by your tax liability. Always confirm with the IRS or a qualified tax professional.
Frequently Asked Questions
How much is the Child Tax Credit for 2025?expand_more
Up to $2,200 per qualifying child under age 17. Up to $1,700 per child can be refundable (the Additional Child Tax Credit) if your tax liability is low.
At what income does it start to phase out?expand_more
The credit is reduced by $50 for every $1,000 of adjusted gross income above $200,000 (single, head of household, married filing separately) or $400,000 (married filing jointly).
Is this tax advice?expand_more
No. This is an estimate to help you understand your situation. Your actual credit depends on your full return and is limited by your tax liability. Verify with the IRS or a tax professional.