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SWP Calculator
Calculate Systematic Withdrawal Plan returns and plan your retirement income
$1,000,000
₹1L₹1Cr
$10,000
₹5K₹1L
12%
1%30%
10 Yr
1 Yr40 Yr
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Guide
How it works
What is SWP?
Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount from your mutual fund investment at regular intervals. It's an ideal tool for generating regular income during retirement while keeping your capital invested.
Benefits of SWP:
- Regular income while staying invested
- Tax-efficient way to generate income
- Rupee cost averaging benefits
- Flexible withdrawal amounts
What is the difference between SWP and SIP?expand_more
SIP (Systematic Investment Plan) involves regular investments, while SWP (Systematic Withdrawal Plan) involves regular withdrawals from your existing investment.
Is SWP tax-efficient?expand_more
Yes, SWP can be more tax-efficient than fixed deposits as only the capital gains portion is taxed, not the entire withdrawal amount.
Can I change my SWP amount?expand_more
Yes, most mutual funds allow you to modify or stop your SWP at any time without penalties.
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